Whether it’s your first property or an addition to your portfolio we help investors achieve their financial goals through property investment. We offer personalised guidance and tailored solutions, working with reputable banks and lenders to provide competitive interest rates, both variable and fixed.
It’s important to understand lenders mortgage insurance (LMI) and stamp duty, as LMI protects the lender if you default and is usually required for loans with an LVR over 80%, while stamp duty varies by state and can impact your costs.
Your credit history and borrowing capacity are crucial, as a good credit history can secure better rates, and borrowing capacity is based on your income, expenses, and debts. We help you understand your financial situation to recommend suitable loan options. Estimating your loan repayments is key to financial planning, and we provide tools to help you calculate monthly repayments, ensuring the loan fits your budget and long-term goals.
Our streamlined process simplifies loan applications, assisting with all necessary documentation and guiding you through each step. Understanding the property market is essential, and our team stays updated on market trends to offer expert advice and strategic guidance.
Let us guide you to success in the property investment journey for your better future. Contact the team at Ratewise Finance today to explore your loan options and grow your wealth through property investment.
Ratewise Finance Pty Ltd ABN: 61 679 228 445 trading as Ratewise Finance (Credit Representative no. 561537) is a credit representative of Rymark Industries Pty Ltd ACN: 005 819 607 (Australian Credit Licence Number 495267).
The information provided on this website is for general informational purposes only and does not constitute financial advice. Individual circumstances may vary, and it is recommended that you seek personalised advice from a qualified financial advisor before making any financial decisions. Subject to lenders’ terms and conditions, fees, and eligibility criteria may apply.