Ratewise Finance is dedicated to helping your business succeed. Our experienced team offers customised vehicle finance solutions tailored to your specific needs. With a wide range of funding options and competitive rates, we’ll work with you to create a plan that keeps your business moving forward. With our instant pre-approvals, fast funding, and 100% free service, you can trust us to get you the best deal.
Vehicle finance in Australia is a type of loan used to purchase a vehicle, such as a car, truck, motorcycle, or boat. It allows you to spread out the cost of the vehicle over time, making it more affordable.
There are several different types of vehicle finance in Australia, including:
These loans are secured by the vehicle itself, meaning the lender can repossess it if you default on your payments.
Similar to secured loans, chattel mortgages use the vehicle as collateral. However, the ownership of the vehicle remains with the lender until the loan is fully repaid.
For those seeking a tax-effective way to finance a vehicle, our novated lease options are ideal. This allows you to finance a car through your employer, offering potential tax savings and convenience.
We understand the importance of affordability, which is why we offer competitive interest rates on all our vehicle finance options. This ensures that you can secure the vehicle you need without stretching your budget.
Everyone’s financial situation is unique, so we provide flexible loan terms that cater to your budget and repayment preferences. Choose a term that suits you, with options for both short and long-term financing.
Whether you’re looking for a secured loan, a chattel mortgage, or a lease, we have the right finance solution for you. Our diverse range of options means you can choose the one that best fits your circumstances.
For those seeking a tax-effective way to finance a vehicle, our novated lease options are ideal. This allows you to finance a car through your employer, offering potential tax savings and convenience.
We’ve made our application process as straightforward as possible. With a quick and easy online application, you can get pre-approved in minutes, so you can focus on choosing your vehicle.
Homeownership simplified – Your future, funded.
Ratewise Finance Pty Ltd ABN: 61 679 228 445 trading as Ratewise Finance (Credit Representative no. 561537) is a credit representative of Rymark Industries Pty Ltd ACN: 005 819 607 (Australian Credit Licence Number 495267).
The information provided on this website is for general informational purposes only and does not constitute financial advice. Individual circumstances may vary, and it is recommended that you seek personalised advice from a qualified financial advisor before making any financial decisions. Subject to lenders’ terms and conditions, fees, and eligibility criteria may apply.